
- What is a study permit, and who needs one?
- How long is it valid, and can it be extended?
- What do you need before you apply?
- How do you apply?
- Frequently asked questions
Two things decide this application before anything else does: the institution you accepted, and whether your money and your study plan hold together. Read the prerequisites section before you pay any tuition deposit.
What Is a Study Permit, and Who Needs One?
Obtaining a study permit is essential for foreign nationals aiming to pursue education in Canada at the post-secondary level for programs lasting more than six months. The study permit is typically valid until 90 days after the completion of the study program. Here’s a comprehensive guide to help you through the process.
How Long Is a Study Permit Valid, and Can It Be Extended?
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Standard validitythe permit stays valid until 90 days after the completion date of your program.
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Early completionif you finish ahead of the intended end date, the 90 days run from actual completion, not from the original date.
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Program extensionif your program runs past the original end date, you must apply to extend the study permit before it expires.
What Do You Need Before You Apply?
IRCC will not approve the application until these five things are in order. Sort them out before you pay a tuition deposit, not after.
1. Proof of Acceptance
A letter of acceptance from a designated learning institution. It must show:
- Your personal details
- The institution’s name and DLI number
- Details of the program, including type, duration, and whether it’s full-time or part-time
- Tuition fees
- Expiry date of the letter of acceptance
Conditional letters of acceptance are acceptable if you are enrolling in a prerequisite program like ESL or FSL courses before your main program.
Learn more about proof of acceptance. Click here.
2. Proof of Identity
You must provide:
- A valid passport or travel document
- Two recent passport-sized photos
Additional identification may be required depending on your country of residence.
3. Proof of Financial Support
You need to demonstrate that you have sufficient funds to support yourself and any accompanying family members. Acceptable documents include:
- Proof of a Canadian bank account in your name, showing transferred funds
- Guaranteed Investment Certificate (GIC) from a participating Canadian financial institution
- Bank statements for the last four months
- Bank draft convertible to Canadian dollars
- Proof of tuition and housing fee payments
- A letter from the person or institution providing funding
- Proof of funding paid from within Canada, such as a scholarship
- Proof of a student or education loan from a bank
For applications received on or after January 1, 2024, the GIC must amount to CAD $20,635.
For updated information on the minimum funds required, visit the IRCC website.
Learn more about proof of financial support. Click here
4. Provincial Attestation Letter (PAL)
As of 2024, you might need a Provincial Attestation Letter (PAL) or Territorial Attestation Letter (TAL) while applying for a Canadian Study Permit. This document confirms that the institution you are applying to has a place for you in its provincial allocation of study permits.
Click to learn more about the Provincial Attestation Letter. Click here
5. Letter of Explanation (Also known as Statement of Purpose)
A letter of explanation, or submission letter, is an essential part of your study permit application. This letter is your opportunity to explain to the visa officer any aspects of your application that may not be immediately clear from your documents. It is your chance to present your case in your own words since there is seldom an interview for these applications.
Importance of the Letter of Explanation:
- Clarify Your Intentions: Explain why you want to study in Canada and how the program aligns with your career goals.
- Address Gaps: Provide context for any gaps or unusual aspects of your application, such as breaks in your education or work history.
- Demonstrate Originality: Avoid clichés and standard phrases. Instead, make your application stand out with a personalized, original letter.
At SAAB Immigration Services Inc., we specialize in crafting unique and compelling submission letters tailored to each client’s specific situation. When we represent you, we meticulously draft a personalized letter in the third person, ensuring originality and a strong presentation of your case. Our goal is to maximize your chances of visa approval and, if necessary, overturn any previous refusals.
If you are representing yourself, the submission letter is crucial. We cannot stress enough the importance of making it count. Connect your academic and professional background to your chosen field of study in Canada. Explain how this education will advance your career and personal goals. Make your letter compelling and clear, ensuring it stands out to the processing officer.
5. Additional Documents
Depending on your specific circumstances and country of residence, additional documents MAY be required, such as:
- A police certificate
- Upfront medical examination results
- Any other documents specified by the visa office
Click to learn more about other required documents. Click here
IRCC Processing Time
Study Permit from outside Canada
5 weeks
Current IRCC processing time for Study Permit from outside Canada from India is 5 weeks.
As per IRCC, last updated 2026-09-23 00:41:25, refreshed weekly
Processing times for all countries
| Country of application | Processing time |
|---|---|
| Afghanistan | 3 weeks |
| Albania | No processing time available |
| Algeria | 7 weeks |
| Andorra | No processing time available |
| Angola | No processing time available |
| Anguilla | No processing time available |
| Antigua and Barbuda | No processing time available |
| Argentina | No processing time available |
| Armenia | No processing time available |
| Aruba | No processing time available |
| Australia | 3 weeks |
| Austria | 4 weeks |
| Azerbaijan | 6 weeks |
| Bahamas | 4 weeks |
| Bahrain | No processing time available |
| Bangladesh | 5 weeks |
| Barbados | 4 weeks |
| Belarus | No processing time available |
| Belgium | 6 weeks |
| Belize | No processing time available |
| Benin | 17 weeks |
| Bermuda | No processing time available |
| Bhutan | No processing time available |
| Bolivia | No processing time available |
| Bonaire, Sint Eustatius and Saba | No processing time available |
| Bosnia and Herzegovina | No processing time available |
| Botswana | No processing time available |
| Brazil | 5 weeks |
| British Indian Ocean Territory | No processing time available |
| Brunei | No processing time available |
| Bulgaria | No processing time available |
| Burkina Faso | 5 weeks |
| Burma (Myanmar) | 5 weeks |
| Burundi | 6 weeks |
| Cambodia | 5 weeks |
| Cameroon | 7 weeks |
| Canada | 8 weeks |
| Cabo Verde | No processing time available |
| Cayman Islands | No processing time available |
| Central African Republic | No processing time available |
| Chad | 3 weeks |
| Chile | 4 weeks |
| China (People's Republic of) | 4 weeks |
| Colombia | 6 weeks |
| Comoros Island | No processing time available |
| Congo (Republic of) | 7 weeks |
| Costa Rica | No processing time available |
| Côte d’Ivoire | 8 weeks |
| Croatia | No processing time available |
| Cuba | No processing time available |
| Cyprus | No processing time available |
| Czech Republic | 4 weeks |
| Democratic Republic of Congo | No processing time available |
| Denmark | 3 weeks |
| Djibouti | No processing time available |
| Dominica | No processing time available |
| Dominican Republic | 4 weeks |
| Ecuador | 6 weeks |
| Egypt | 8 weeks |
| El Salvador | No processing time available |
| Equatorial Guinea | No processing time available |
| Eritrea | No processing time available |
| Estonia | No processing time available |
| Ethiopia | 7 weeks |
| Fiji | No processing time available |
| Finland | 4 weeks |
| France | 4 weeks |
| Gabon | No processing time available |
| Gambia | 5 weeks |
| Georgia | No processing time available |
| Germany | 4 weeks |
| Ghana | 5 weeks |
| Greece | No processing time available |
| Grenada | No processing time available |
| Greenland | No processing time available |
| Guatemala | No processing time available |
| Guinea | 6 weeks |
| Guinea-Bissau | No processing time available |
| Guyana | No processing time available |
| Haiti | 3 weeks |
| Holy See (Vatican City) | No processing time available |
| Honduras | No processing time available |
| Hong Kong | 5 weeks |
| Hungary | No processing time available |
| Iceland | No processing time available |
| India | 5 weeks |
| Indonesia | 7 weeks |
| Iran | 14 weeks |
| Iraq | 10 weeks |
| Ireland | 4 weeks |
| Israel | 6 weeks |
| Italy | 7 weeks |
| Jamaica | 3 weeks |
| Japan | 4 weeks |
| Jordan | 8 weeks |
| Kazakhstan | 6 weeks |
| Kenya | 6 weeks |
| Kiribati | No processing time available |
| Kosovo | No processing time available |
| Kuwait | 3 weeks |
| Kyrgyzstan | 3 weeks |
| Laos | No processing time available |
| Latvia | No processing time available |
| Lebanon | 8 weeks |
| Lesotho | No processing time available |
| Liberia | No processing time available |
| Libya | 3 weeks |
| Liechtenstein | No processing time available |
| Lithuania | No processing time available |
| Luxembourg | No processing time available |
| Macao | No processing time available |
| North Macedonia | No processing time available |
| Madagascar | 17 weeks |
| Malawi | No processing time available |
| Malaysia | 4 weeks |
| Maldives | No processing time available |
| Mali | 4 weeks |
| Malta | No processing time available |
| Marshall Islands | No processing time available |
| Martinique | 6 weeks |
| Mauritania | No processing time available |
| Mauritius | 13 weeks |
| Mexico | 3 weeks |
| Micronesia (Federated States of) | No processing time available |
| Moldova | No processing time available |
| Monaco | No processing time available |
| Mongolia | 3 weeks |
| Montenegro | No processing time available |
| Morocco | 7 weeks |
| Mozambique | No processing time available |
| Namibia | No processing time available |
| Nauru | No processing time available |
| Nepal | 5 weeks |
| Netherlands | 4 weeks |
| New Caledonia | No processing time available |
| New Zealand | No processing time available |
| Nicaragua | No processing time available |
| Niger | 5 weeks |
| Nigeria | 10 weeks |
| Korea (Democratic People's Republic of, North) | No processing time available |
| Norway | 3 weeks |
| Oman | 4 weeks |
| Pakistan | 7 weeks |
| Palestinian Authority | No processing time available |
| West Bank | No processing time available |
| Panama | 6 weeks |
| Papua New Guinea | No processing time available |
| Paraguay | No processing time available |
| Peru | 5 weeks |
| Philippines | 5 weeks |
| Poland | 3 weeks |
| Portugal | No processing time available |
| Puerto Rico | No processing time available |
| Qatar | 6 weeks |
| Romania | No processing time available |
| Russia | 5 weeks |
| Rwanda | 6 weeks |
| Saint Lucia | No processing time available |
| Samoa | No processing time available |
| San Marino | No processing time available |
| Sao Tome and Principe | No processing time available |
| Saudi Arabia | 4 weeks |
| Senegal | 7 weeks |
| Serbia | No processing time available |
| Seychelles | No processing time available |
| Sierra Leone | No processing time available |
| Singapore | 10 weeks |
| Slovakia | 3 weeks |
| Slovenia | No processing time available |
| Solomon Islands | No processing time available |
| Somalia | No processing time available |
| South Africa | 16 weeks |
| Korea (Republic of, South) | 4 weeks |
| South Sudan | No processing time available |
| Spain | 3 weeks |
| Sri Lanka | 4 weeks |
| Saint Kitts and Nevis | No processing time available |
| Saint Vincent and the Grenadines | No processing time available |
| Sudan | No processing time available |
| Suriname | No processing time available |
| Eswatini | No processing time available |
| Sweden | 4 weeks |
| Switzerland | 5 weeks |
| Syria | No processing time available |
| French Polynesia | No processing time available |
| Taiwan | 7 weeks |
| Tajikistan | No processing time available |
| Tanzania | 6 weeks |
| Thailand | 6 weeks |
| Timor-Leste | No processing time available |
| Togo | 16 weeks |
| Tonga | No processing time available |
| Trinidad and Tobago | 6 weeks |
| Tunisia | 4 weeks |
| Turkey | 6 weeks |
| Turkmenistan | No processing time available |
| Turks and Caicos Islands | No processing time available |
| Tuvalu | No processing time available |
| Uganda | No processing time available |
| Ukraine | 7 weeks |
| United Arab Emirates | 6 weeks |
| United Kingdom | 5 weeks |
| United States | 6 weeks |
| Uruguay | No processing time available |
| Virgin Islands (U.S.) | No processing time available |
| Uzbekistan | 6 weeks |
| Vanuatu | No processing time available |
| Venezuela | No processing time available |
| Vietnam | 4 weeks |
| Yemen | No processing time available |
| Zambia | 12 weeks |
| Zimbabwe | 14 weeks |
| lastupdated | September 22, 2026 |
How Do You Apply for a Study Permit?
1. Create an Account
3. Pay Fees
5. Application Review
2. Prepare and Submit Documents
4. Submit Biometrics
6. Approval
Would a Considered View on Your Obtaining a Study Permit Options Help?
Most applicants have more than one route available and rarely the same one they arrived expecting. SAAB Immigration Services Inc. offers a complimentary ten minute consultation to set out the options that genuinely apply to your situation. There is no obligation.
Frequently Asked Questions
How much money do I need to show?
For applications made on or after 1 September 2025, a single applicant outside Quebec must show CAD $22,895 for twelve months of living costs, on top of tuition and travel. Two people is $28,502 and three is $35,040, with $6,170 for each additional person.
Do I still need a GIC now that SDS has closed?
A Guaranteed Investment Certificate is no longer a stream requirement, but it remains one of the cleanest ways to evidence living costs, and the standard amount matches the single applicant threshold. Bank statements, education loans and sponsor documents can also work.
Does showing the money guarantee approval?
No. Officers look at where the funds came from, how long they have been held and whether they are genuinely available to you. A sudden large deposit with no explanation does more harm than a smaller balance with a clear history.
What is the most common reason study permits are refused?
Two reasons dominate: the officer is not satisfied the funds are genuinely available and properly explained, or is not satisfied you will leave Canada at the end of your stay.
Is the Student Direct Stream still available?
No. IRCC closed it on 8 November 2024, along with Nigeria Student Express. Every study permit application is now processed as a regular application, with no expedited standard to apply under.
Can I include my spouse and children?
Family members can apply alongside you, but the funds requirement rises with family size, and since 21 January 2025 a spousal open work permit is only available where you are in a master’s program of sixteen months or longer, a doctoral program or an eligible professional degree.
Plan Your Obtaining a Study Permit Application Properly, the First Time
A refused application follows an applicant into everything that comes after it, which is why the preparation matters more than the submission. We will review your circumstances and documents together, address the risks before they reach an officer, and set out exactly what is required.
Who Will Be Working on Your File
Where you apply from changes the rules that apply to you
Section 215 only governs applications made after entering Canada, and it is a closed list. It says nothing about an application made from outside Canada. If no paragraph of section 215 describes you, applying from outside is not a fallback, it is the route the Regulations expect.
Related Pages
Other pages on this site that deal with closely connected questions.

