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Obtaining a Study Permit

What this page covers

Two things decide this application before anything else does: the institution you accepted, and whether your money and your study plan hold together. Read the prerequisites section before you pay any tuition deposit.

What Is a Study Permit, and Who Needs One?

Obtaining a study permit is essential for foreign nationals aiming to pursue education in Canada at the post-secondary level for programs lasting more than six months. The study permit is typically valid until 90 days after the completion of the study program. Here’s a comprehensive guide to help you through the process.

How Long Is a Study Permit Valid, and Can It Be Extended?

  • Standard validity
    the permit stays valid until 90 days after the completion date of your program.
  • Early completion
    if you finish ahead of the intended end date, the 90 days run from actual completion, not from the original date.
  • Program extension
    if your program runs past the original end date, you must apply to extend the study permit before it expires.

What Do You Need Before You Apply?

IRCC will not approve the application until these five things are in order. Sort them out before you pay a tuition deposit, not after.

1. Proof of Acceptance

A letter of acceptance from a designated learning institution. It must show:

  • Your personal details
  • The institution’s name and DLI number
  • Details of the program, including type, duration, and whether it’s full-time or part-time
  • Tuition fees
  • Expiry date of the letter of acceptance

Conditional letters of acceptance are acceptable if you are enrolling in a prerequisite program like ESL or FSL courses before your main program.

Learn more about proof of acceptance.  Click here.

2. Proof of Identity

You must provide:

  • A valid passport or travel document
  • Two recent passport-sized photos

Additional identification may be required depending on your country of residence.

Learn more about proof of identity.

3. Proof of Financial Support

You need to demonstrate that you have sufficient funds to support yourself and any accompanying family members. Acceptable documents include:

  • Proof of a Canadian bank account in your name, showing transferred funds
  • Guaranteed Investment Certificate (GIC) from a participating Canadian financial institution
  • Bank statements for the last four months
  • Bank draft convertible to Canadian dollars
  • Proof of tuition and housing fee payments
  • A letter from the person or institution providing funding
  • Proof of funding paid from within Canada, such as a scholarship
  • Proof of a student or education loan from a bank

For applications received on or after January 1, 2024, the GIC must amount to CAD $20,635.

For updated information on the minimum funds required, visit the IRCC website.

Learn more about proof of financial support. Click here

4. Provincial Attestation Letter (PAL)

As of 2024, you might need a Provincial Attestation Letter (PAL) or Territorial Attestation Letter (TAL) while applying for a Canadian Study Permit. This document confirms that the institution you are applying to has a place for you in its provincial allocation of study permits.

Click to learn more about the Provincial Attestation Letter. Click here

5. Letter of Explanation (Also known as Statement of Purpose)

A letter of explanation, or submission letter, is an essential part of your study permit application. This letter is your opportunity to explain to the visa officer any aspects of your application that may not be immediately clear from your documents. It is your chance to present your case in your own words since there is seldom an interview for these applications.

Importance of the Letter of Explanation:

  • Clarify Your Intentions: Explain why you want to study in Canada and how the program aligns with your career goals.
  • Address Gaps: Provide context for any gaps or unusual aspects of your application, such as breaks in your education or work history.
  • Demonstrate Originality: Avoid clichés and standard phrases. Instead, make your application stand out with a personalized, original letter.

At SAAB Immigration Services Inc., we specialize in crafting unique and compelling submission letters tailored to each client’s specific situation. When we represent you, we meticulously draft a personalized letter in the third person, ensuring originality and a strong presentation of your case. Our goal is to maximize your chances of visa approval and, if necessary, overturn any previous refusals.

If you are representing yourself, the submission letter is crucial. We cannot stress enough the importance of making it count. Connect your academic and professional background to your chosen field of study in Canada. Explain how this education will advance your career and personal goals. Make your letter compelling and clear, ensuring it stands out to the processing officer.

5. Additional Documents

Depending on your specific circumstances and country of residence, additional documents MAY be required, such as:

  • A police certificate
  • Upfront medical examination results
  • Any other documents specified by the visa office
Click to learn more about other required documents. Click here

IRCC Processing Time

Study Permit from outside Canada

5 weeks

Current IRCC processing time for Study Permit from outside Canada from India is 5 weeks.

As per IRCC, last updated 2026-09-23 00:41:25, refreshed weekly

Processing times for all countries
Study Permit from outside Canada processing time by country of application, as published by IRCC
Country of applicationProcessing time
Afghanistan 3 weeks
Albania No processing time available
Algeria 7 weeks
Andorra No processing time available
Angola No processing time available
Anguilla No processing time available
Antigua and Barbuda No processing time available
Argentina No processing time available
Armenia No processing time available
Aruba No processing time available
Australia 3 weeks
Austria 4 weeks
Azerbaijan 6 weeks
Bahamas 4 weeks
Bahrain No processing time available
Bangladesh 5 weeks
Barbados 4 weeks
Belarus No processing time available
Belgium 6 weeks
Belize No processing time available
Benin 17 weeks
Bermuda No processing time available
Bhutan No processing time available
Bolivia No processing time available
Bonaire, Sint Eustatius and Saba No processing time available
Bosnia and Herzegovina No processing time available
Botswana No processing time available
Brazil 5 weeks
British Indian Ocean Territory No processing time available
Brunei No processing time available
Bulgaria No processing time available
Burkina Faso 5 weeks
Burma (Myanmar) 5 weeks
Burundi 6 weeks
Cambodia 5 weeks
Cameroon 7 weeks
Canada 8 weeks
Cabo Verde No processing time available
Cayman Islands No processing time available
Central African Republic No processing time available
Chad 3 weeks
Chile 4 weeks
China (People's Republic of) 4 weeks
Colombia 6 weeks
Comoros Island No processing time available
Congo (Republic of) 7 weeks
Costa Rica No processing time available
Côte d’Ivoire 8 weeks
Croatia No processing time available
Cuba No processing time available
Cyprus No processing time available
Czech Republic 4 weeks
Democratic Republic of Congo No processing time available
Denmark 3 weeks
Djibouti No processing time available
Dominica No processing time available
Dominican Republic 4 weeks
Ecuador 6 weeks
Egypt 8 weeks
El Salvador No processing time available
Equatorial Guinea No processing time available
Eritrea No processing time available
Estonia No processing time available
Ethiopia 7 weeks
Fiji No processing time available
Finland 4 weeks
France 4 weeks
Gabon No processing time available
Gambia 5 weeks
Georgia No processing time available
Germany 4 weeks
Ghana 5 weeks
Greece No processing time available
Grenada No processing time available
Greenland No processing time available
Guatemala No processing time available
Guinea 6 weeks
Guinea-Bissau No processing time available
Guyana No processing time available
Haiti 3 weeks
Holy See (Vatican City) No processing time available
Honduras No processing time available
Hong Kong 5 weeks
Hungary No processing time available
Iceland No processing time available
India 5 weeks
Indonesia 7 weeks
Iran 14 weeks
Iraq 10 weeks
Ireland 4 weeks
Israel 6 weeks
Italy 7 weeks
Jamaica 3 weeks
Japan 4 weeks
Jordan 8 weeks
Kazakhstan 6 weeks
Kenya 6 weeks
Kiribati No processing time available
Kosovo No processing time available
Kuwait 3 weeks
Kyrgyzstan 3 weeks
Laos No processing time available
Latvia No processing time available
Lebanon 8 weeks
Lesotho No processing time available
Liberia No processing time available
Libya 3 weeks
Liechtenstein No processing time available
Lithuania No processing time available
Luxembourg No processing time available
Macao No processing time available
North Macedonia No processing time available
Madagascar 17 weeks
Malawi No processing time available
Malaysia 4 weeks
Maldives No processing time available
Mali 4 weeks
Malta No processing time available
Marshall Islands No processing time available
Martinique 6 weeks
Mauritania No processing time available
Mauritius 13 weeks
Mexico 3 weeks
Micronesia (Federated States of) No processing time available
Moldova No processing time available
Monaco No processing time available
Mongolia 3 weeks
Montenegro No processing time available
Morocco 7 weeks
Mozambique No processing time available
Namibia No processing time available
Nauru No processing time available
Nepal 5 weeks
Netherlands 4 weeks
New Caledonia No processing time available
New Zealand No processing time available
Nicaragua No processing time available
Niger 5 weeks
Nigeria 10 weeks
Korea (Democratic People's Republic of, North) No processing time available
Norway 3 weeks
Oman 4 weeks
Pakistan 7 weeks
Palestinian Authority No processing time available
West Bank No processing time available
Panama 6 weeks
Papua New Guinea No processing time available
Paraguay No processing time available
Peru 5 weeks
Philippines 5 weeks
Poland 3 weeks
Portugal No processing time available
Puerto Rico No processing time available
Qatar 6 weeks
Romania No processing time available
Russia 5 weeks
Rwanda 6 weeks
Saint Lucia No processing time available
Samoa No processing time available
San Marino No processing time available
Sao Tome and Principe No processing time available
Saudi Arabia 4 weeks
Senegal 7 weeks
Serbia No processing time available
Seychelles No processing time available
Sierra Leone No processing time available
Singapore 10 weeks
Slovakia 3 weeks
Slovenia No processing time available
Solomon Islands No processing time available
Somalia No processing time available
South Africa 16 weeks
Korea (Republic of, South) 4 weeks
South Sudan No processing time available
Spain 3 weeks
Sri Lanka 4 weeks
Saint Kitts and Nevis No processing time available
Saint Vincent and the Grenadines No processing time available
Sudan No processing time available
Suriname No processing time available
Eswatini No processing time available
Sweden 4 weeks
Switzerland 5 weeks
Syria No processing time available
French Polynesia No processing time available
Taiwan 7 weeks
Tajikistan No processing time available
Tanzania 6 weeks
Thailand 6 weeks
Timor-Leste No processing time available
Togo 16 weeks
Tonga No processing time available
Trinidad and Tobago 6 weeks
Tunisia 4 weeks
Turkey 6 weeks
Turkmenistan No processing time available
Turks and Caicos Islands No processing time available
Tuvalu No processing time available
Uganda No processing time available
Ukraine 7 weeks
United Arab Emirates 6 weeks
United Kingdom 5 weeks
United States 6 weeks
Uruguay No processing time available
Virgin Islands (U.S.) No processing time available
Uzbekistan 6 weeks
Vanuatu No processing time available
Venezuela No processing time available
Vietnam 4 weeks
Yemen No processing time available
Zambia 12 weeks
Zimbabwe 14 weeks
lastupdated September 22, 2026
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How Do You Apply for a Study Permit?

1. Create an Account

Apply online through the IRCC portal

3. Pay Fees

Pay the study permit processing fee: $150 (Study Permit); $85 (Biometrics)

5. Application Review

IRCC reviews your application and may request additional documents. Processing times may vary depending on the country where the application is submitted from.

2. Prepare and Submit Documents

Gather and upload all necessary documents

4. Submit Biometrics

If required, pay the biometrics fee and provide your fingerprints and photo

6. Approval

Upon approval, you will receive a port of entry letter of introduction. If applicable, you will also receive an (Electronic Travel Authorization) eTA or Temporary Resident Visa (TRV).

Would a Considered View on Your Obtaining a Study Permit Options Help?

Most applicants have more than one route available and rarely the same one they arrived expecting. SAAB Immigration Services Inc. offers a complimentary ten minute consultation to set out the options that genuinely apply to your situation. There is no obligation.

For more detailed steps on applying, visit the IRCC application process page.

Click here.

Frequently Asked Questions

How much money do I need to show?

For applications made on or after 1 September 2025, a single applicant outside Quebec must show CAD $22,895 for twelve months of living costs, on top of tuition and travel. Two people is $28,502 and three is $35,040, with $6,170 for each additional person.

Do I still need a GIC now that SDS has closed?

A Guaranteed Investment Certificate is no longer a stream requirement, but it remains one of the cleanest ways to evidence living costs, and the standard amount matches the single applicant threshold. Bank statements, education loans and sponsor documents can also work.

Does showing the money guarantee approval?

No. Officers look at where the funds came from, how long they have been held and whether they are genuinely available to you. A sudden large deposit with no explanation does more harm than a smaller balance with a clear history.

What is the most common reason study permits are refused?

Two reasons dominate: the officer is not satisfied the funds are genuinely available and properly explained, or is not satisfied you will leave Canada at the end of your stay.

Is the Student Direct Stream still available?

No. IRCC closed it on 8 November 2024, along with Nigeria Student Express. Every study permit application is now processed as a regular application, with no expedited standard to apply under.

Can I include my spouse and children?

Family members can apply alongside you, but the funds requirement rises with family size, and since 21 January 2025 a spousal open work permit is only available where you are in a master’s program of sixteen months or longer, a doctoral program or an eligible professional degree.

Plan Your Obtaining a Study Permit Application Properly, the First Time

A refused application follows an applicant into everything that comes after it, which is why the preparation matters more than the submission. We will review your circumstances and documents together, address the risks before they reach an officer, and set out exactly what is required.

Who Will Be Working on Your File

Inside Canada or outside

Where you apply from changes the rules that apply to you

Section 215 only governs applications made after entering Canada, and it is a closed list. It says nothing about an application made from outside Canada. If no paragraph of section 215 describes you, applying from outside is not a fallback, it is the route the Regulations expect.

Who can apply from inside Canada